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Updated/Posted
4/9/08
Notify your insurance agent as soon as your teenager starts to drive. You will have higher premiums –as much as 100 percent for a son. It is however best to insure your teenager under your policy so that you can get a multi-policy discount. Keep in mind that if your teenager is away at school, you ... Insurance, Teen at the wheel, teen driver, teenager insurance, marriage, spousal insurance /images ... insurance. Notify your insurance agent as soon as your teenager starts to drive. You will have
Updated/Posted
4/9/08
"Empty Nesters" Source: Insurance Information Institute Even after the kids move out, you still need life insurance. /images/LifeInsurance/150x80_Bottom_Middle_Module/150x80_getty_lifeinsurance_200297813-001.jpg Ten Reasons to Own Life Insurance - Do "Empty Nesters" Need Life Insurance? Quite possibly. Here are 10 reasons to own life insurance after your kids have left home: 1 ... insurance can help “finish the job.” Although you may have saved enough for tuition, the kids
Updated/Posted
4/9/08
Insurance prices are not based on a flat rate. Providers take your age, the type and age of the car ... by past claims, driving record, and factors such as: Location: Higher insurance rates may apply in high ... discounts. Do you carry homeowner or renter’s insurance, life insurance and car insurance ... a teenage driver on your policy who has gotten their own insurance, your costs may be lowered be removing the additional driver. When in doubt, always consult with your insurance agent. Comprehensive Auto
Updated/Posted
4/9/08
Your car has been totaled. Your insurance doesn't cover all the costs. What do you do? /images ... Car Insurance Imagine this scenario: Your car has been totaled. Fortunately no one sustained serious ... Protection (GAP) covers the amount between what your auto insurance pays — based on the retail value of your car — and the balance owed to the finance company. Using the example above, GAP insurance ... insurance. It is applicable if your car is totaled for any reason, including theft, fire, accident
Updated/Posted
4/9/08
Collision auto insurance covers your vehicle in case of an accident. /images ... ...When Does it Pay? Collision auto insurance covers your vehicle in case of an accident. If you are at fault, this coverage pays to fix your car. If you are not at fault, the insurance company attempts to recover the cost of paying your damages from the other driver's insurance company. It is important to know collision insurance is not protection against an uninsured or under-insured motorists. When
Updated/Posted
4/17/08
Checklist of Discounts Checklist of Auto Insurance Discounts /images/Automotive/150x80_Bottom_Middle_Module/150x80_getty_7326734_200321671-001.jpg Do You Qualify for Auto Insurance Discounts? You can get discounts on your auto insurance premium for: Safe driving – no accidents in three years No moving violations in three years Installing anti-theft devices Taking driver training/defensive courses Using the same insurer for auto and home policies Insuring more than one car Low annual mileage
Updated/Posted
4/9/08
Are you looking for a life insurance policy in New York or New Jersey as a way to save for your ... _lifeinsurance_dv1929014.jpg Cash Value Options Cash Value Life Insurance Terms - Whole, Universal and Variable Life Insurance — Which Is Right for You? When comparing cash value life insurance policies, some people are confused by the terminology of the different policies. Cash value life insurance includes: Whole Life insurance. This is considered permanent insurance, covering you for life as long as you pay the premiums
Updated/Posted
4/4/08
Family Life Insurance Seniors in poor health have problems getting life insurance when a physical is required. Did you know that some senior life insurance programs offer lower coverage amounts ... , senior life insurance with fixed payments are usually a good option, and a plan with benefits ... Insurance for Your Aging Parents? Protecting your family's financial future, from your children to your ... about the various options including affordable life insurance for your elderly parents. /images
Updated/Posted
4/9/08
There are many reasons to buy life insurance for your child. /images/Insurance/150x80_Bottom ... Insurance on My Child’s Life? Insurance Information Institute, Inc. The main reason for buying life insurance on anyone’s life is to replace income “lost” or pay for expenses caused by the death ... to the parents of the deceased child. Another reason for buying life insurance on a child’s life ... life insurance because of intervening illness or other circumstance. Still another reason for buying
Updated/Posted
4/9/08
5. Make significant charitable contributions Do I Need Life Insurance? 1. Replace income for dependents Life insurance can pay your funeral and burial costs, probate and other estate administration costs, debts and medical expenses not covered by health insurance. /images/Insurance/150x80_Bottom ... depend on your income, life insurance can replace that income for them if you die. The most commonly ... financially. Insurance to replace your income can be especially useful if the government- or employer
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