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 Effective Investment StrategiesShort description 
Did You Know?Widows are over three times more likely to be poor as older married couples. –©WISER 
 Renovating on a BudgetMoving to a new home typically costs 8-10 percent of the current value of your home.
Did You Know?“If I had my life to live over again, I’d be a plumber.” –Albert Einstein
 Essences of a Day SpaUnderstand the difference between a facility that offers spa services and a true day spa. Check It Out!
Did You Know?Nearly 4 million teens have been to a spa. –2008 Spa Industry Watch International Spa Association
 Online Degree ProgramsMany more schools are now offering accredited online degree programs. Check It Out!
Did You Know?The U.S. Department of Education reports that two-thirds of highly nontraditional students consider themselves primarily employees.
 Auto Insurance TipsShort description
Did You Know?A good driving record may lower your insurance premium.
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